Credit card education with Sunil Kumar

Paying credit card interest? Start with what it’s costing you.

Learn how to compare borrowing costs, understand promotional offers and use credit cards with a clear repayment plan.

I’m already paying interest I want to use credit cards wisely

Start here

Two ways to start

Already paying interest?

Your first step

Start with your latest statement. Find your balance, interest rate and monthly payment. Then compare the total cost of keeping that balance with the fees and repayment timeline of any balance transfer you’re eligible for.

Want to use credit cards wisely?

Your first step

Start with three things: what you can afford to spend, when your payment is due and how you’ll repay the balance. Learn how purchase offers, balance transfers and money transfers work, and how to compare their total cost with a personal loan or car finance.

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Learn with Sunil

See the numbers worked through, then make your own plan.

Group webinars

See worked examples of credit card interest, transfer fees and promotional offers. Learn how to compare what you’d repay overall.

One-to-one sessions

Request a private educational session to work through how to read card terms, compare borrowing costs and plan repayments.

Get in touch

Register your interest

Join a group webinar, request a one-to-one session or ask a general question. Sessions are educational and focus on understanding your options, not selling you a product.